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Affirm Financing

How does Affirm work?

We have partnered with Affirm to give you an easy way to make that special purchase. Make flexible payments over 3, 6, or 12 months with 0% APR financing.

Quick and Easy

Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score.

No Hidden Fees

Know up front exactly what you'll owe, with no hidden costs and no surprises.

Just select Affirm at checkout.

What is Affirm?

Affirm offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

For example, a $1000 loan would be $83/month over 12 months at 0% APR. A down payment may be required.

Does Affirm perform a credit check?

Yes, when you first create an Affirm account, they will perform a "soft" credit check to help verify your identity and determine your eligibility for financing. This "soft" credit check will not affect your credit score. If you apply for more loans with Affirm, they may perform additional "soft" credit checks to ensure that they offer you the best financing options possible.

How do I make payments?

You can pay your Affirm bills online, by debit card or bank transfer, and sign up for autopayment at

What can I buy from 2Wheel with Affirm?

The Affirm payment method is not available on pre-order items. For purchases under $100, limited monthly payment options are available.

What if I need to make a return?

If you need to return an item that you purchased with Affirm, please login to your account with The same Return Policy applies to Affirm orders. When 2Wheel processes your refund, Affirm will credit any payments you have made on your loan, up to the amount of this refund and less any interest you have paid, to your original form of payment. If 2Wheel issues a partial refund on the order you placed, (for example, you financed 3 items and only returned 1), it will first be credited to the last monthly bill associated with your loan at affirm. If the refund amount is greater than the last monthly bill with Affirm, the remainder of the refund will be applied to the preceding month(s). You will still be responsible for any outstanding balance on the loan with Affirm. If you have any questions about making a return, please contact our experts at (844) 761-2040 or

Affirm financing is subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Please see for more details.